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Earl

Mortgage Co-Pilot

Questions? Chat with Earl.

VA+ Full-Service Broker

No Cost LoanBenefits Loan Types Calculators Q&A

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VA IRRRL LEARN

Lower your payment fast with the VA streamline refinance.

Refinance Savings Calculator

Estimate your potential monthly savings with an IRRRL or Cash-Out refinance.

Current Loan Balance ($)

Current Interest Rate (%)

New Interest Rate (%)

Months Remaining on Current Loan

Estimated Closing Costs ($)

Quick estimate: ~0.6% of balance → $1800

VA Loan Eligibility Checker

Answer a few questions to see if you likely qualify for the VA home loan benefit.

1. What is your military status?

Veteran

Active Duty Service Member

National Guard or Reserve Member

Surviving Spouse

None of the above

2. What was the character of your discharge?

Honorable

General or Other Than Honorable

Dishonorable

3. Have you used your VA loan benefit before?

Yes

No

Start My VA Savings

Lessons

IRRRL Quick Start

5 min

Numbers that matter

7 min

Your journey

6 min

🏎️IRRRL1

No Cost Loan LEARN Benefits Loan Types Calculators Q&A

Explore

Government-backed

🎖️ VA 🏡 FHA

Conventional & ARM

🏠 Conventional 🔄 ARM 💳 HELOC

Investor & Commercial

📊 DSCR 🏢 Commercial 🛠️ Fix & Flip

Short-term & Project

🌉 Bridge 🏗️ Construction

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IRRRL1 is a VA+ full-service mortgage broker. We specialize in VA and also serve FHA, USDA, Conventional, Investment, and Commercial loans nationwide.

IRRRL1 Funding (IRRRL1.com) is a private company and is not affiliated with any government agency, including the VA. We work with VA-approved lenders. This website provides general information and is not a substitute for professional financial or legal advice.

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