DSCR Calculator

Debt Service Coverage Ratio compares a property’s net operating income to its debt service. Many lenders look for DSCR ≥ 1.2x.

Inputs

Estimate NOI and DSCR with basic assumptions.

Loan Amount ($)

Interest Rate (%)

Term (months)

Gross Monthly Rent ($)

Vacancy (%)

Operating Expenses (%)

Monthly Debt Service (P&I)

$2047

Monthly NOI

$1544

DSCR

0.75x

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